Law Office led by Magdalena Rico Palao

Phone 968 79 33 80 - WhatsApp 67 82 03 080 - lexlegis@lexlegis.org

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    • Revolving Cards
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Marca del despacho de abogados LexLegis ubicado en Yecla, el logotipo se caracteriza por una balanza en color blanco y un fondo de color azul oscuroMarca del despacho de abogados LexLegis ubicado en Yecla, el logotipo se caracteriza por una balanza en color blanco y un fondo de color azul oscuroMarca del despacho de abogados LexLegis ubicado en Yecla, el logotipo se caracteriza por una balanza en color blanco y un fondo de color azul oscuroMarca del despacho de abogados LexLegis ubicado en Yecla, el logotipo se caracteriza por una balanza en color blanco y un fondo de color azul oscuro
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  • Home
  • About Lexlegis
  • Banking processes
    • Revolving Cards
    • IRPH affected
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      • Second Chance
    • Media
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    • Blog

Bank Claims

We are specialists in many areas

Multi-currency mortgages

It can be declared null if the bank has not clearly informed of the risk of fluctuation of the currency that has this type of loan, sufficiently effective with binding offer, simulators and others. On average it is damaging the average consumer about € 50,000.

Claims for the right to honor

Your honor and your wallet are at stake due to the improper inclusion in a bad debt file.

See more services
Revolving Cards

Returns only the principal (without interest of any kind). And it also recovers all the interest paid from the beginning of the contract.

See more
Clause floor

They are abusive clauses that greatly harm the consumer economies, making the loan expensive an average of € 30,000.

IRPH on Mortgages

The IRPH may have significantly increased the interest on your mortgage. The new ruling from the Court of Justice of the European Union of December 12, 2024, allows you to claim approximately €30,000 if you were not informed transparently.

See more information
Second Chance

The law allows for legal debt elimination for individuals, self-employed individuals, and business owners who cannot pay their debts because they lack sufficient income. Be careful, you could be unfairly added to a bad debt file, damaging your reputation and making it difficult to access credit.

See more information

What can we offer you?

Learn about our competitive advantages

ISO 9001 quality

We are one of the few offices in Spain that has ISO 9001.

See Quality Policy
Excellence ISO 9001 - 2015

We comply with demanding standards to offer the best service.

Certificate in force ISO 9001/2015
Experience

More than 40 years Lexlegis develops its professional performance in all the judicial parties of Spain.

Banking processes

We continue with intense activity, against toxic banking products.

Free phone

Contact for free and without obligation. Our contact telephone number is 900 69 65 25

Personal attention

We guarantee that we will study your specific case and we advise to you on the best possible action.

Social Character

We are committed against injustice, we collaborate with associations of a social nature.

Documentation

We offer consumers interesting articles about judicial processes already solved.

Some of our court victories

The affected bought the house in an urbanization of Sucina from a promoter declared insolvent

See publication in La Opinión de Murcia

Due to the lack of transparency, the applicants were not aware of the error they were committing and the damages derived from it.

See publication in La Verdad.es

It has been declared void the Mortgage Loan Reference Index (IRPH), the land clause, interest for late payment, as well as the early termination clause

See publication in El Periodico de Yecla.com

Justice has returned what belonged to them but there is something that does not go away so easily, it is an inner feeling of disappointed and that does not get out of our heads

See publication in El Periodico de Yecla.com

Ten years after the signing of the loan, not only had they not amortized capital, but they had practically the same as initially

See publication in El Mundo Financiero

Judge's Ruling declares the IRPH clause abusive and does so in application of the transparency criteria required by European consumer regulations

See publication in El Periódico de Aquí

Contact ways

You can learn and contact for free and without obligation.

Phone

Local phone 968 79 33 80

WhatsApp 67 82 03 080

Email

lexlegis@lexlegis.org

Address

Camino Real, 17 1ºB,

Yecla 30510 (Murcia), Spain

Social networks

Connect with Lexlegis through the main social portals





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    About Lexlegis

    Lexlegis is distinguished by the provision of legal services in all judicial parties in Spain. Magdalena Rico Palao is the director of the legal firm dedicated primarily to Banking and Commercial Law.

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    Certificate obtained Legal services nationwide

    Certificate in force

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    Contact Details

    Camino Real, 17 1º-B , Yecla 30510 (Murcia), Spain
    +34 968 79 33 80 - +34 678 20 30 80
    lexlegis@lexlegis.org

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