{"id":781608,"date":"2019-01-08T15:43:13","date_gmt":"2019-01-08T15:43:13","guid":{"rendered":"https:\/\/lexlegis.es\/banking-processes\/"},"modified":"2025-04-16T10:49:09","modified_gmt":"2025-04-16T10:49:09","slug":"banking-processes","status":"publish","type":"page","link":"https:\/\/lexlegis.es\/en\/banking-processes\/","title":{"rendered":"Banking processes"},"content":{"rendered":"

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We accompany you in this process<\/h3>

Claim what belongs to you<\/p><\/div>[\/vc_column][\/vc_row][vc_row equal_height=”yes” content_placement=”middle” bg_color_pre=”bg-color-1″ css=”.vc_custom_1542788073804{padding-bottom: 90px !important;}”][vc_column width=”1\/2″ col_padding=”2″ col_padding_side=”right”][vc_single_image image=”781147″ img_size=”800×700″ css_animation=”none” css=”.vc_custom_1542963146188{margin-bottom: 0px !important;}”][\/vc_column][vc_column width=”1\/2″ col_padding=”2″ col_padding_side=”left”][vc_column_text]<\/p>\n

If you feel cheated, we can help you<\/h3>\n

Financial products must be understood by the client and the entity must explain the risks involved.<\/p>\n

The advertising of a financial product must be clear, sufficient, objective and not misleading for the consumer.<\/p>\n

Our professionalism and our experience allow us to assess the chances of success in the judicial process.<\/b><\/p>\n

In a judicial process, the financial institution must prove that the information provided to the claimants was sufficient and effective. Processes demanded by consumers, without specific knowledge in financial matters, they have great possibilities of ending successfully.[\/vc_column_text]

Obvious cases<\/span><\/i><\/a><\/div>[\/vc_column][\/vc_row][vc_row css=”.vc_custom_1510568967619{margin-bottom: 50px !important;padding-top: 90px !important;}”][vc_column][vc_row_inner css=”.vc_custom_1510568793437{padding-bottom: 30px !important;}”][vc_column_inner width=”1\/3″]
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Multi-currency mortgages<\/h5>

It can be declared null if the bank has not clearly informed of the risk of fluctuation of the currency that has this type of loan, sufficiently effective with binding offer, simulators and others. On average it is damaging the average consumer about \u20ac 50,000.<\/p><\/div><\/div>[\/vc_column_inner][vc_column_inner width=”1\/3″]

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Claims for the right to honor<\/h5>

Your honor and your wallet are at stake due to the improper inclusion in a bad debt file.<\/p>See more services<\/span><\/div><\/a><\/div>[\/vc_column_inner][vc_column_inner width=”1\/3″]

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Revolving Cards<\/h5>

Returns only the principal (without interest of any kind). And it also recovers all the interest paid from the beginning of the contract.<\/p>See more<\/span><\/div><\/a><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/3″]

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Clause floor<\/h5>

They are abusive clauses that greatly harm the consumer economies, making the loan expensive an average of \u20ac 30,000.<\/p><\/div><\/div>[\/vc_column_inner][vc_column_inner width=”1\/3″]

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IRPH on Mortgages<\/h5>

The IRPH may have significantly increased the interest on your mortgage. The new ruling from the Court of Justice of the European Union of December 12, 2024, allows you to claim approximately \u20ac30,000 if you were not informed transparently.<\/p>More information<\/span><\/div><\/a><\/div>[\/vc_column_inner][vc_column_inner width=”1\/3″]

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Second Chance<\/h5>

The law allows for legal debt elimination for individuals, self-employed individuals, and business owners who cannot pay their debts because they lack sufficient income. Be careful, you could be unfairly added to a bad debt file, damaging your reputation and making it difficult to access credit.<\/p>See more information<\/span><\/div><\/a><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row bg_color_pre=”bg-color-1″ el_class=”contador-value” css=”.vc_custom_1544115311421{padding-top: 50px !important;padding-bottom: 20px !important;}”][vc_column width=”1\/2″]

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Success in Banking Claims<\/div><\/div>[\/vc_column][vc_column width=”1\/2″]
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Satisfaction of our customers<\/div><\/div>[\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"

[vc_row css=”.vc_custom_1543307962273{background-color: #f8f8f9 !important;}”][vc_column][\/vc_column][\/vc_row][vc_row equal_height=”yes” content_placement=”middle” bg_color_pre=”bg-color-1″ css=”.vc_custom_1542788073804{padding-bottom: 90px !important;}”][vc_column width=”1\/2″ col_padding=”2″ col_padding_side=”right”][vc_single_image image=”781147″ img_size=”800×700″ css_animation=”none” css=”.vc_custom_1542963146188{margin-bottom: 0px !important;}”][\/vc_column][vc_column width=”1\/2″ col_padding=”2″ col_padding_side=”left”][vc_column_text] If you feel cheated, we can help you Financial products must be understood by the client and the entity must explain the risks involved. The advertising of a […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-781608","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/lexlegis.es\/en\/wp-json\/wp\/v2\/pages\/781608","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lexlegis.es\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lexlegis.es\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lexlegis.es\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lexlegis.es\/en\/wp-json\/wp\/v2\/comments?post=781608"}],"version-history":[{"count":16,"href":"https:\/\/lexlegis.es\/en\/wp-json\/wp\/v2\/pages\/781608\/revisions"}],"predecessor-version":[{"id":783349,"href":"https:\/\/lexlegis.es\/en\/wp-json\/wp\/v2\/pages\/781608\/revisions\/783349"}],"wp:attachment":[{"href":"https:\/\/lexlegis.es\/en\/wp-json\/wp\/v2\/media?parent=781608"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}