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It can be declared null if the bank has not clearly informed of the risk of fluctuation of the currency that has this type of loan, sufficiently effective with binding offer, simulators and others. On average it is damaging the average consumer about \u20ac 50,000.<\/p><\/div><\/div> [\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/3″][vc_column_text]
Your honor and your wallet are at stake due to the improper inclusion in a bad debt file.<\/p>See more services<\/span><\/div><\/a><\/div>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/3″][vc_column_text] Returns only the principal (without interest of any kind). And it also recovers all the interest paid from the beginning of the contract.<\/p>See more<\/span><\/div><\/a><\/div> [\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=”.vc_custom_1510568793437{padding-bottom: 30px !important;}”][vc_column_inner width=”1\/3″][vc_column_text] They are abusive clauses that greatly harm the consumer economies, making the loan expensive an average of \u20ac 30,000.<\/p><\/div><\/div> [\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/3″][vc_column_text] The IRPH may have significantly increased the interest on your mortgage. The new ruling from the Court of Justice of the European Union of December 12, 2024, allows you to claim approximately \u20ac30,000 if you were not informed transparently.<\/p>See more information<\/span><\/div><\/a><\/div>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/3″][vc_column_text] The law allows for legal debt elimination for individuals, self-employed individuals, and business owners who cannot pay their debts because they lack sufficient income. Be careful, you could be unfairly added to a bad debt file, damaging your reputation and making it difficult to access credit.<\/p>See more information<\/span><\/div><\/a><\/div>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row bg_color_pre=”bg-color-1″ css=”.vc_custom_1510570655427{padding-top: 75px !important;padding-bottom: 20px !important;}”][vc_column] Learn about our competitive advantages<\/p><\/div>[vc_row_inner css=”.vc_custom_1493821700763{padding-top: 10px !important;padding-bottom: 30px !important;}”][vc_column_inner width=”1\/4″][vc_column_text]<\/p>\n We are one of the few offices in Spain that has ISO 9001.<\/p>See Quality Policy<\/span><\/div><\/a><\/div>\n [\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″][vc_column_text] We comply with demanding standards to offer the best service.<\/p>Certificate in force ISO 9001\/2015<\/span><\/div><\/a><\/div>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″][vc_column_text] More than 40 years Lexlegis develops its professional performance in all the judicial parties of Spain.<\/p><\/div><\/div>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″][vc_column_text] We continue with intense activity, against toxic banking products.<\/p><\/div><\/div>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=”.vc_custom_1493821710484{padding-top: 10px !important;padding-bottom: 30px !important;}”][vc_column_inner width=”1\/4″][vc_column_text] Contact for free and without obligation. Our contact telephone number is 900 69 65 25<\/p><\/div><\/div>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″][vc_column_text] We guarantee that we will study your specific case and we advise to you on the best possible action.<\/p><\/div><\/div>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″][vc_column_text] We are committed against injustice, we collaborate with associations of a social nature.<\/p><\/div><\/div>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″][vc_column_text] We offer consumers interesting articles about judicial processes already solved.<\/p><\/div><\/div>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1543827122889{padding-top: 50px !important;padding-bottom: 30px !important;}”][vc_column] The affected bought the house in an urbanization of Sucina from a promoter declared insolvent<\/p>\n\t\t\t\t<\/div>\n\n\t\t\t\t Due to the lack of transparency, the applicants were not aware of the error they were committing and the damages derived from it.<\/p>\n\t\t\t\t<\/div>\n\n\t\t\t\t It has been declared void the Mortgage Loan Reference Index (IRPH), the land clause, interest for late payment, as well as the early termination clause <\/p>\n\t\t\t\t<\/div>\n\n\t\t\t\t Justice has returned what belonged to them but there is something that does not go away so easily, it is an inner feeling of disappointed and that does not get out of our heads<\/p>\n\t\t\t\t<\/div>\n\n\t\t\t\t Ten years after the signing of the loan, not only had they not amortized capital, but they had practically the same as initially<\/p>\n\t\t\t\t<\/div>\n\n\t\t\t\t Judge's Ruling declares the IRPH clause abusive and does so in application of the transparency criteria required by European consumer regulations<\/p>\n\t\t\t\t<\/div>\n\n\t\t\t\t You can learn and contact for free and without obligation.<\/p><\/div>[\/vc_column_text][\/vc_column][\/vc_row][vc_row bg_color_pre=”bg-color-1″ css=”.vc_custom_1543827040380{padding-top: 30px !important;padding-bottom: 50px !important;}”][vc_column width=”1\/3″][vc_icon icon_fontawesome=”fa fa-phone” color=”white” background_style=”rounded” background_color=”accent” align=”center” css=”.vc_custom_1510578296350{margin-bottom: 15px !important;}”][vc_column_text css=”.vc_custom_1547027147613{margin-bottom: 8px !important;}”]<\/p>\n Phone<\/strong><\/p>\n [\/vc_column_text][vc_column_text]<\/p>\n Local phone\u00a0968 79 33 80<\/a><\/p>\nRevolving Cards<\/h5>
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